23 Fourth Street, Mailing Address : 23 West Fourth Street, New Providence, NJ

Listing description

What the seller provided

Sheriff's foreclosure sale of 23 Fourth Street, Mailing Address : 23 West Fourth Street in New Providence, Union County, NJ. Case F384825, sheriff's sale #CH-26000258. Spencer Savings Bank, Sla v. John Gunter Erbrecht And Juliana M. Tozzi- Erbrecht, His Wife. Sale 2026-11-04. Upset amount $260,021.37 (what the plaintiff is owed; it is not a minimum bid). Parcel LOT 2.02 BLOCK 160. Plaintiff's attorney: Patrick O. Lacsina Law Offices, Llc. Sold to the public at the county sheriff's foreclosure auction — see the official listing for adjournments, deposit requirements and bidding terms.

How this sale works

Sheriff's foreclosure sale

A court-ordered auction, usually to satisfy a mortgage or other judgment. The plaintiff is the creditor that won the judgment; the defendant is the owner of record.

• The opening bid is commonly the judgment amount plus costs, set by the court file, not by the seller.
• Sales are typically held in person at a courthouse or sheriff's office on the scheduled date; some counties run them online.
• Expect to pay a deposit at the sale and the balance within days, and to take the property as-is with no interior inspection.
• Senior liens, taxes and occupants can survive the sale; a title search before bidding is the norm.
• In several states the borrower keeps a redemption right after the sale, which can delay possession.

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General information, not legal advice. The official sale notice controls.

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Record details

County

Union County

Parcel number

LOT 2.02 BLOCK 160

Sale status

Scheduled

Case #

F384825

Plaintiff

SPENCER SAVINGS BANK, SLA

Defendant

JOHN GUNTER ERBRECHT AND JULIANA M. TOZZI- ERBRECHT, HIS WIFE

Sheriff's sale #

CH-26000258

ZIP

07974

Street address

23 Fourth Street, Mailing Address : 23 West Fourth Street

Upset amount

$260,021.37

Attorney

PATRICK O. LACSINA LAW OFFICES, LLC

Legal notice

SUPERIOR COURT OF NEW JERSEY Superior-Union SHERIFF'S SALE NO. 26000258 DOCKET NO. F384825 PLAINTIFF – SPENCER SAVINGS BANK, SLA DEFENDANTS- JOHN GUNTER ERBRECHT AND JULIANA M. TOZZI- ERBRECHT, HIS WIFE Writ of Execution. By virtue of the above stated Writ of Execution to me directed and delivered I will expose for sale at public venue on Wednesday THE 4th DAY OF November 2026 between the hours of two and five o'clock in the afternoon of said day, that is to say at 2:00 P.M. prevailing time at Warinanco Ice Skating Center, 1 Park Drive, Roselle, New Jersey 07203 to wit: All that tract or parcel of land, situate, lying and being in the town of NEW PROVIDENCE, County of Union and State of New Jersey: Being known as: LOT 2.02 BLOCK 160 PREMISES COMMONLY KNOWN AS: 23 FOURTH STREET NEW PROVIDENCE, NJ 07974 MAILING ADDRESS: 23 WEST FOURTH STREET NEW PROVIDENCE, NJ 07974 A more complete metes and bounds description can be found in the Office of the Union County Sheriff. Lien(s)/Taxes: Dimension of Lot: .152 AC Nearest Cross Street: Bradford St Prior Liens Not Foreclosed: None Plaintiffs good faith estimate of its upset price is: $336,000.00 "THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOU…

Property note

Dimension of Lot: .152 AC Nearest Cross Street: Bradford St Prior Liens Not Foreclosed: None Plaintiffs good faith estimate of its upset price is: $336,000.00 "THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION."

Sale date time

Nov 4, 2026

State

NJ

Status history

3/11/2026 · Scheduled, 4/8/2026 · Defendant Adjournment, 5/6/2026 · Defendant Adjournment, 6/3/2026 · Plaintiff Adjournment, 6/3/2026 · Bankuptcy, 11/4/2026 · Scheduled