3608 Seton Hill Drive, Louisville, KY

Listing description

What the seller provided

Court-ordered foreclosure sale of 3608 Seton Hill Drive in Louisville / Jefferson County, KY, conducted at public auction by the Jefferson County Master Commissioner on 2026-11-06. Sold to the highest bidder. ECLIPSE BANK, INC. vs. JULIA R. OWENS, ET AL. (case 24CI400885, Division 11, docket 14). Plaintiff's attorney: FLAGEL & PAPAKIRK, LLC. The official sale handbill is posted; the appraised value and terms of sale are in the handbill and appraisal.

How this sale works

Sheriff's foreclosure sale

A court-ordered auction, usually to satisfy a mortgage or other judgment. The plaintiff is the creditor that won the judgment; the defendant is the owner of record.

• The opening bid is commonly the judgment amount plus costs, set by the court file, not by the seller.
• Sales are typically held in person at a courthouse or sheriff's office on the scheduled date; some counties run them online.
• Expect to pay a deposit at the sale and the balance within days, and to take the property as-is with no interior inspection.
• Senior liens, taxes and occupants can survive the sale; a title search before bidding is the norm.
• In several states the borrower keeps a redemption right after the sale, which can delay possession.

Compare government real-estate sale types →

General information, not legal advice. The official sale notice controls.

Research this property

Look it up before you bid

The public notice gives an address and a date. These outside tools fill in what it does not.

Record details

Sale date

Nov 6, 2026

Case #

24CI400885

Docket

14

Plaintiff

ECLIPSE BANK, INC.

Defendant

JULIA R. OWENS, ET AL.

ZIP

40216

Official notice

jeffcomm.org/docs/handbill/24CI400885.doc ↗

Street address

3608 Seton Hill Drive

Appraisal

jeffcomm.org/docs/116-14.PDF ↗

Case caption

ECLIPSE BANK, INC. vs. JULIA R. OWENS, ET AL.

Division

11

Plaintiff attorney

FLAGEL & PAPAKIRK, LLC