456-460 East 40th Street, Paterson, NJ

Listing description

What the seller provided

Sheriff's foreclosure sale of 456-460 East 40th Street in Paterson, Passaic County, NJ. Case F 005216 24 CTL # 163243, sheriff's sale #F-26001276. First-Citizens Bank & Trust Company, Successor By Merger To Cit Bank, N.A v. Alvin Guzman, Et Al. Sale 2026-11-10. Upset amount $435,533.02 (what the plaintiff is owed; it is not a minimum bid). Parcel Tax Lot 6 Block 8023. Plaintiff's attorney: Ras, Pllc. Sold to the public at the county sheriff's foreclosure auction — see the official listing for adjournments, deposit requirements and bidding terms.

How this sale works

Sheriff's foreclosure sale

A court-ordered auction, usually to satisfy a mortgage or other judgment. The plaintiff is the creditor that won the judgment; the defendant is the owner of record.

• The opening bid is commonly the judgment amount plus costs, set by the court file, not by the seller.
• Sales are typically held in person at a courthouse or sheriff's office on the scheduled date; some counties run them online.
• Expect to pay a deposit at the sale and the balance within days, and to take the property as-is with no interior inspection.
• Senior liens, taxes and occupants can survive the sale; a title search before bidding is the norm.
• In several states the borrower keeps a redemption right after the sale, which can delay possession.

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General information, not legal advice. The official sale notice controls.

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The public notice gives an address and a date. These outside tools fill in what it does not.

Record details

County

Passaic County

Parcel number

Tax Lot 6 Block 8023

Sale status

Scheduled

Case #

F 005216 24 CTL # 163243

Plaintiff

FIRST-CITIZENS BANK & TRUST COMPANY, SUCCESSOR BY MERGER TO CIT BANK, N.A

Defendant

ALVIN GUZMAN, ET AL

Sheriff's sale #

F-26001276

ZIP

07504

Street address

456-460 East 40th Street

Upset amount

$435,533.02

Attorney

RAS, PLLC

Legal notice

SUPERIOR COURT OF NEW JERSEY | PASSAIC COUNTY SUPERIOR COURT | SHERIFF'S SALE NO. 26001276 | DOCKET NO. F 005216 24 CTL # 163243 | PLAINTIFF – FIRST-CITIZENS BANK & TRUST COMPANY, SUCCESSOR BY MERGER TO CIT BANK, N.A | DEFENDANTS- ALVIN GUZMAN, ET AL | Writ of Execution. | By virtue of the above stated Writ of Execution to me directed and delivered I will expose for sale at public vendue on Tuesday THE 10th DAY OF November 2026 | between the hours of two and five o'clock in the afternoon of said day, that is to say at 2:00 P.M. prevailing time at Commissioner’s Meeting Room, Room 220 Administration Building, 401 Grand Street, Paterson, New Jersey to wit: All that tract or parcel of land, situate, lying and being in the City of Paterson, County of Passaic and State of New Jersey: | Being known as: Tax Lot 6 Block 8023 | Dimensions of Lot: 45 feet wide by 100 feet long Nearest Cross Street: 19th Avenue Estimated upset bid amount: $509,200.00, plus any additional sums as ordered by the court. Occupancy Status: Owner Occupied *Subject to any unpaid taxes, muncipal liens or other charges, and any such taxes, charges, liens, insurance premiums or other advances made by Plaintiff prior t…

Sale date time

Nov 10, 2026

State

NJ

Status history

11/10/2026 · Scheduled, 11/10/2026 · Bankruptcy